Valid insurance is required for all vehicles on the road at all times. Accidents happen often, and they cause a lot of damage that many people just can’t afford to pay out of pocket. Driving without insurance is a relatively minor but still serious offence in the United Kingdom. So much so that it’s one of the few violations that has a potential for an unlimited fine, as well as the possibility for your license to get revoked. Rather than risking such severe penalties, legal representation from a trusted solicitor is necessary.
Like other violations, you will receive penalty points for driving uninsured. In this case, it ranges from 6 to 8. That’s double – or more – the penalty points you get for speeding, showing that the law does not take this violation lightly. If you hit 12 at any time, your license is automatically revoked for a period of at least 6 months. However, unlike other violations, the court also has the discretionary option to impose a driving ban for this offence even if you don’t have 12 penalty points.
Even though the consequences of a conviction are extremely serious, driving without insurance is still one of the easier charges to fight in court – and win. Often times one can renew their insurance or start a new policy before the court date and the charges will get dropped. That doesn’t happen always though, which is why it’s important to have a solicitor who knows the court system fighting the offence. They can assist in finding an insurer in a timely manner, allowing you to get off without having any penalty points, without having to pay a hefty fine that is often in the thousands, and without losing your license.